OUT-OF-NETWORK (PAYING OUT OF POCKET)
Patients who do not have BCBS or Priority Health are considered "out of network" and will need to pay out of pocket.
You may call us for a list of our rates.
Depending on your insurance policy, you may be able to get reimbursed for a percentage of what you pay us. You will need to submit paperwork to your insurance demonstrating that you had the visits and that you have already paid for your visit. For your convenience, we will provide you with the receipt and the health insurance claim form that you will need to submit for reimbursement.
Note that the money you spend for out-of-network psychiatric services may count towards your insurance deductible.
Payment may be made by cash, check, credit card (Am Ex, Visa, Master Card), or Flex Account (aka Health Savings).
MENTAL HEALTH INSURANCE - A HISTORY
Historically, medical insurance companies have reimbursed mental health services at much poorer rates (if at all) than other areas of medicine.
For this reason, half of all U.S. psychiatrists do NOT accept insurance.
In some communities, such as Washington D.C., South Florida, New York, and Northern & Southern California, the majority of psychiatrists do not accept insurance.
Insurance plans expect the initial psychiatric encounter to last 30 - 45 minutes, and follow up encounters to last 10 - 15 minutes. At our clinic, we find these time periods too brief to allow for optimal care. Our initial encounter lasts 90 minutes, and follow up encounters 30 minutes.